Category: General - Part 3

More on Furniture Financing, Installments, Sales vs Leasing

What financial services and products are most popular among Americans? This guide will help get acquainted with the best financial products. Furniture financing We all want to have beautiful, comfortable and durable furniture in our home, which will not only give us comfort but also become a real decoration of our home. But often this…

Second Look Financing: Refused a Loan, What to Do Next

Loan products make it possible to solve various tasks – from replenishing the current budget to acquiring capital-intensive objects, bad credit electronics financing and appliance financing. But in some cases, credit organizations may refuse a loan to people who apply to them. What to do in such a situation and where to get money if…

Understanding APR for Loans

When choosing a loan product, a potential borrower is primarily guided by the interest rate set by the lender. But the loan cost depends not only on this indicator. Very often, financial institutions offer a minimum interest on a loan to attract customer service. The main overpayment is hidden in additional payments – different commissions,…

Building Your Credit Through Personal Loans

The majority of Americans find it difficult to do without financial assistance from banks, especially if they want to get a new home or car. To avoid an unexpected rejection after applying for a loan, you need to monitor your own credit history, paying special attention to your credit score. Why you need to improve…

20 Books Every Retailer Should Read

#1. Hug Your Customers by Jack Mitchell It is a treasure trove of ethical selling principles, collecting customer information and using it correctly. The book will teach you how to retain a client not with discounts, but with a sincere desire to make every customer happy. Ideal for business owners and marketing departments. #2. Delivering…

Bad Credit Furniture Financing Options

You urgently need bad credit furniture financing but the banks decline your application? Bad credit history is a serious obstacle to getting a loan. Microfinance institutions are ready to help you. But first, let’s figure out what bad credit history is and how to improve it. What could be the cause of bad credit history?…

5 Tips For Building Your Credit Score

The United States is considered a country of opportunity, but there is a big hurdle for newbies: credit history building. Many citizens quickly find out that they cannot easily rent an apartment, get a credit card, or buy a car because they have no credit history. In the US, everyone who is considering lending you…

3 Great Budgeting Tools To Help Get Control Of Your Finances

Budgeting is a deeply personal process and sometimes painful. However, this is the first step towards taking control of your finances. Choose the one of budgeting tools that suits you best and start using it. Method # 1: Money diet Studies have shown that a person is much more willing to part with money if…

Get Control of Your Debt with a Debt Consolidation Loan

Imagine that you took out a small loan to buy household appliances in one bank, a loan to buy a new car in the second and used the mortgage loan program in the third. Approximately the same services (except for the mortgage) were used by your wife. The bottom line is obvious-five loans, five interest…