Blog - Part 3

How To Apply for Debt Consolidation Loans?

Step#1: Specify all the terms of your loan At what rate did you take out a loan, how much do you pay and how much still has to be overpaid for the remaining period? Take a look at the loan agreement. It lists both your interest rate and the amount of the monthly payment, as…

What is Expected Credit Losses?

Expected credit losses are the average default-weighted value of possible credit losses introduced in IFRS 9. Definition Expected credit losses are an important concept introduced in IAS 9, meaning the average default-weighted value of possible credit losses. IFRS 9 also introduces the concepts of expected credit losses for the entire term and 12-month expected credit…

More on Furniture Financing, Installments, Sales vs Leasing

What financial services and products are most popular among Americans? This guide will help get acquainted with the best financial products. Furniture financing We all want to have beautiful, comfortable and durable furniture in our home, which will not only give us comfort but also become a real decoration of our home. But often this…

Second Look Financing: Refused a Loan, What to Do Next

Loan products make it possible to solve various tasks – from replenishing the current budget to acquiring capital-intensive objects, bad credit electronics financing and appliance financing. But in some cases, credit organizations may refuse a loan to people who apply to them. What to do in such a situation and where to get money if…

Understanding APR for Loans

When choosing a loan product, a potential borrower is primarily guided by the interest rate set by the lender. But the loan cost depends not only on this indicator. Very often, financial institutions offer a minimum interest on a loan to attract customer service. The main overpayment is hidden in additional payments – different commissions,…

Building Your Credit Through Personal Loans

The majority of Americans find it difficult to do without financial assistance from banks, especially if they want to get a new home or car. To avoid an unexpected rejection after applying for a loan, you need to monitor your own credit history, paying special attention to your credit score. Why you need to improve…

20 Books Every Retailer Should Read

#1. Hug Your Customers by Jack Mitchell It is a treasure trove of ethical selling principles, collecting customer information and using it correctly. The book will teach you how to retain a client not with discounts, but with a sincere desire to make every customer happy. Ideal for business owners and marketing departments. #2. Delivering…

Bad Credit Furniture Financing Options

You urgently need bad credit furniture financing but the banks decline your application? Bad credit history is a serious obstacle to getting a loan. Microfinance institutions are ready to help you. But first, let’s figure out what bad credit history is and how to improve it. What could be the cause of bad credit history?…

5 Tips For Building Your Credit Score

The United States is considered a country of opportunity, but there is a big hurdle for newbies: credit history building. Many citizens quickly find out that they cannot easily rent an apartment, get a credit card, or buy a car because they have no credit history. In the US, everyone who is considering lending you…