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State and Federal Disclosures

We are required under state and federal law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law.

This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector.

For the complete text of the federal Fair Debt Collection Practices Act, please visit the FTC website at http://www.ftc.gov/os/statutes/fdcpa/commentary.htm.

For Residents in NC: This is an attempt to collect a debt. Any information obtained will be used for that purpose. This is a communication from a debt collector. This agency is licensed by the North Carolina Department of Insurance License Number 111777.

For Residents in TX: There are Federal and State laws that govern debt collection. You can stop us from contacting you by writing a letter to us that tells us to stop the contact. Sending such a letter does not make the debt go away if you owe it. If you have a complaint about the way we are collecting this debt, please write to us at Patriot Finance, LLC, 242 S. Culver Street, Suite 302, Lawrenceville, GA 30046, or call us toll free at (800) 881-1622 between 9:00 A.M. and 5:00 P.M. Eastern Time Monday – Friday.